Discover the Crucial Things Seniors, and Children of Seniors, Need to Know About Long-Term Care
Little-Known Strategies That Could Make the Difference Between Being a Burden on Your Children and Your Ability to Stay at Home and Select Who Your Caregivers are, Instead of Having Someone Else Decide for You
Get Your Complimentary Copy of "10 Things Seniors, and Children of Seniors, Need to Know About Long-Term Care"
Enter Your Name and Contact Information Below to Receive Instant Access
Here's Just Some of What You'll Discover
Fifteen pages, written plainly. Nothing you need a finance background to follow.
Four important considerations when choosing a long-term care plan. Answer these before you look at a single product.
What reverse mortgages actually are. And the twelve-month rule that catches families using one to fund facility care.
Asset-based long-term care solutions. Planning to self-fund? Read this before you decide.
Your biggest financial threats — and how to help overcome them. Most families never run the numbers until a crisis forces them to.
When to use Medicaid to pay for long-term care. There is one real reason to go down this road — and one move you should never make.
The long-term care strategy using IRA money. Most people never hear this option exists, because it takes coordination to do right.
The do's and don'ts of long-term care insurance policies. Including the one clause that decides whether a policy pays at all.
Annuity-based long-term care and the Pension Protection Act. One of the few places in the tax code where deferred gain can come out tax-free.
How to use veterans benefits to pay for long-term care. (This important benefit is overlooked by many families with veterans or surviving spouses.)
Get Your Complimentary Copy of "10 Things Seniors, and Children of Seniors, Need to Know About Long-Term Care"
Most families only learn this material after they need it. You don't have to.
Hi, I'm Barbara Swiatek.
For more than 20 years I've helped seniors and their adult children build long-term care strategies, so they can live their later years with dignity and independence — without financial stress, and without becoming a burden on anyone.
I wrote this report because almost everyone I meet has a good retirement plan with the same hole in it. It gives you the whole picture in about twenty minutes of reading, including the parts that don't involve buying anything.
Download it, read it, and let me know if you have questions.
SF Financial Services
1870 Dublin Blvd. #D
Colorado Springs, CO 80918
(719) 597-2179 | www.sffinancialservices.com
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. SF Financial Services
and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Barbara Swiatek and her affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.
The content is not endorsed or approved by the Social Security Office or any other Government Agency. Guarantees are backed by the financial strength and claims paying ability of the issuing company. This content is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement. You are encouraged to consult your personal tax advisor or attorney.